Loan Rates
Effective May 1, 2024
New Vehicles
| Term | Rate | APR* |
|---|---|---|
| 36 mos | 5.99% | 5.99% |
| 48 mos | 5.99% | 5.99% |
| 60 mos | 5.99% | 5.99% |
| 72 mos | 6.25% | 6.25% |
| 84 mos** | 6.50% | 6.50% |
| 96 mos*** | 6.89% | 6.89% |
.25 Discount for Credit Protection Products.
Life, Disability, and GAP
Additional .25 Discount for Automatic Payment.
**84 months requires $50,000 minimum loan
***96 months requres $60,000 minimum loan
Used Vehicles
| Term | Rate | APR* |
|---|---|---|
| 36 mos | 6.30% | 6.30% |
| 48 mos | 6.30% | 6.30% |
| 60 mos | 6.30% | 6.30% |
| 72 mos | 6.55% | 6.55% |
*100% of NADA trade in value
Signature/Personal
| Term | Rate | APR* |
|---|---|---|
| 12 mos | 8.90% | 8.90% |
| 24 mos | 9.50% | 9.50% |
| 30 mos | 9.90% | 9.90% |
| 36 mos | 10.90% | 10.90% |
| 42 mos | 12.90% | 12.90% |
School Tuition / College
| Type | Term | Rate | APR* |
|---|---|---|---|
| School Tuition | 12 mos | 7.90% | 7.90% |
| College | 60 mos | 9.90% | 9.90% |
Other Loan Rates
| Type | Term | Rate | APR* |
|---|---|---|---|
| CUSA Advantage Open End Line of Credit with Checking (Share Draft) |
Open LOC | 9.90% | 9.90% |
| Share (Savings or CD) Secured | Up to 120 months | 2% above rate | 2% above rate |
| New Boats/ Campers/ RVs/ Motorcycles | 48 mos | 7.50% | 7.50% |
| Loan amounts $50,000.00 or more different terms are available |
60 mos | 7.50% | 7.50% |
| 72 mos | 7.55% | 7.55% | |
| Used Boats/Campers/RVs | 36 mos | 7.90% | 7.90% |
| 48 mos | 7.90% | 7.90% | |
| 60 mos | 7.90% | 7.90% | |
| 72 mos | 8.00% | 8.00% | |
| VISA Platinum | open LOC | 9.9% -14.9% | 9.9%-14.9% |
Mortgage Rates
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Call CUSA for all information on all home equity mortgage rates.